United Concordia’s federal dental plan offers the dental coverage you need for the best dental health possible for you and your family. Learn more about the United Concordia federal dental plan below.
2019 Plan highlights:
Unlimited Annual Maximum New
No Waiting Periods* New
$3,000 Orthodontic Lifetime Maximum
Smile for Health®– Wellness - enhanced benefits for people with certain chronic and medical conditions
Free diagnostic and Preventive Dental Care-in-Network (routine cleanings and exams)
Intermediate and Major Services (fillings and crowns), With No Waiting Periods (frequency limitations may apply)
Dental Accident Services
Orthodontics for Adults and Children
*See FEDVIP brochure for details
You can take advantage of Cigna dental coverage with or without a Cigna medical plan. Our dental preferred provider organization (DPPO) plans offer affordable dental plan options to people of all ages, nationwide. Fifteen million U.S. consumers choose Cigna dental insurance.
$0 preventive care1
Visit dentists from our national network of over 90,000 dentists at over 286,000 locations2 for maximum savings and zero paperwork.
No copays or deductibles for cleanings, routine x-rays, and more with in-network dentists. Maintaining dental health is easier!
Customer service around the clock – call or chat whenever it’s most convenient for you.
Compare dentists based on scores for affordability, professional history, and patient experience.
Choose from an extensive network of dentists and specialists across the country.
Our Preferred Provider Organization (PPO) plans offer the flexibility to visit any licensed dentist, so you’re sure to find a provider who meets your needs.
Large network of dentists, and the freedom to visit any dentist in or out-of-network.
Additional savings when you visit a participating dentist. Participating dentists have agreed to accept negotiated fees for covered services, which are typically 30-45% less than the average fees charged by dentists in the same community.1,2
No paperwork in or out-of-network, if your dentist submits your claims for you.
Service where and when you want it on our secure member website.
Preventive care, such as cleanings, is usually 100% covered in-network.
Ask your employer about MetLife Dental Insurance.
Delta Dental PPO,1 our preferred provider organization plan offers our lowest contracted fees and the greatest opportunities for groups and enrollees to save when visiting network dentists.
Our Delta Dental PPO plans also provide enrollees with an unmatched dual network advantage. Enrollees usually save the most when visiting a Delta Dental PPO dentist, but they also have access to Delta Dental Premier dentists, the largest dental network in the U.S. Delta Dental Premier provides additional cost protections for both enrollees and clients when compared to non-Delta Dental dentists because these dentists agree to accept Delta Dental's determination of fees as payment in full.
Greatest potential savings when you visit a Delta Dental PPO dentist
Freedom to choose any licensed dentist, anywhere in the world
Access to the nation’s largest dental PPO networks
Dual network access with the Delta Dental Premier network
Balance billing protection for employees and their dependents
Payments to Delta Dental dentists based on fees by geographic area
Claims convenience: Our network dentists handle all claims paperwork and most inquiries for Delta Dental patients
Greater utilization means great cost control. Our dual network system greatly reduces out-of-network utilization, outpacing the competition with cost and quality protection for 60 to 80 percent of claims received from network dentists. Ultimately, our PPO plans can provide claims cost savings for more enrollees, and more opportunities to reduce claims costs for our clients.